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  • 2009-13 U.S. Individual Life Persistency Report
    2009-13 U.S. Individual Life Persistency Report This report presents the results of individual life ...

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    • Authors: Society of Actuaries
    • Date: Jun 2019
    • Competency: External Forces & Industry Knowledge
    • Topics: Experience Studies & Data>Policyholder or participant behavior - Experience ; Life Insurance>Policyholder behavior - Life Insurance
  • Policyholder Behavior in the Tail Risk Management Section Working Group Variable Annuity Guaranteed Benefits 2017 Survey Results
    Risk Management Section Working Group Variable Annuity Guaranteed Benefits 2017 Survey Results As part ... risk management of minimum guarantees on Variable Annuity products, such as death benefits, income benefits ...

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    • Authors: Society of Actuaries
    • Date: Jan 2018
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance
  • Policyholder Behavior in the Tail Joint Risk Management Section Working Group Variable Annuity Guaranteed Benefits 2017 Survey Results
    Policyholder Behavior in the Tail Joint Risk Management Section Working Group Variable Annuity ... Risk Management Section Working Group Variable Annuity Guaranteed Benefits 2017 Survey Results Results ...

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    • Authors: Jason Tucker Hartman
    • Date: Jan 2018
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance
  • Shock Lapse Experience Report - Phase 2 Report
    Lapse and Mortality Experience of Post-Level Premium Period Term Plans Lapse rates=Lapses;Mortality rates=Mortality ... rates=Mortality tables=Death rates ;Policyholder behavior;Premiums;Term life=Annual renewable term=Yearly ...

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    • Authors: Susan Willeat, Timothy Rozar, Scott Rushing
    • Date: Jul 2010
    • Competency: Technical Skills & Analytical Problem Solving
    • Topics: Life Insurance>Policyholder behavior - Life Insurance
  • Lapse Rates
    data in the vari- ous classifications is shown in Table 1. The lapse rate shown in Tables 2 to 5 and 7 ... the business at least 2~ years after the policy TABLE 1 EXTENT OF DATA (Number of Policies Included ...

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    • Authors: Charles F B Richardson, John M Hartwell
    • Date: Sep 1951
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Transactions of the SOA
    • Topics: Life Insurance>Policyholder behavior - Life Insurance
  • 2009-13 Lapse/Surrender and Premium Persistency Experience for Flexible Premium Universal Life Products
    surrenders by flexible premium product type. Table 1: Policy Exposure by Product Type Secondary ... 33% 30% * 100% 100% * * Insufficient data Table 2: Policy Exposure by Product Type and Age Group ...

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    • Authors: Society of Actuaries
    • Date: Sep 2018
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance
  • Policyholder Behavior in the Tail Risk Management Section Working Group UL with Secondary Guarantee 2015 Survey Results
    2016 Society of Actuaries, All Rights Reserved Table of Contents Survey Highlights ............... ... ....................................... 21 Mortality Assumptions .................................

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    • Authors: Stephen Hodges, Charles M Bremer, Jeffrey Hartman
    • Date: Apr 2016
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
  • Policyholder Behavior in the Tail Risk Management section Working Group UL with Secondary Guarantee 2012 Survey Results Report
    • Median mortality rates at higher attained ages were generally lower than the mortality rates from ... (Figure 29). • The 2001 VBT table was the most common used mortality table (44% of responses, Figure ...

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    • Authors: Society of Actuaries, Stephen Hodges, Mark Bergstrom
    • Date: Mar 2013
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
  • Policyholder Behavior in the Tail Risk Management section Working Group UL with Secondary Guarantee 2013 Survey Results
     Median mortality rates at higher attained ages continue to be lower than mortality rates from ... 2001 VBT table was the most commonly used mortality table (48% of responses). 2008 VBT table usage increased ...

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    • Authors: Stephen Hodges, Charles M Bremer
    • Date: Jan 2014
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
  • 2017 Universal Life with Secondary Guarantees Survey
    2017 Universal Life ... AUTHOR Jeff Hartman 3 Table of Contents Survey Highlights ............... ... ....................................... 26 Mortality Assumptions .................................

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    • Authors: Jeffrey Hartman
    • Date: Jul 2017
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life